Couples who are looking to jointly access credit for a major life purchase, such as a new house or car, can benefit from credit repair as well. Many couples are held back from achieving real savings because one spouse’s credit score effectively bars them from the best available rates.
For these forms of borrowing, lenders will assess both credit scores. So while one spouse’s bad credit score won’t affect the other borrower, it may increase the interest rates financial institutions are willing to offer both parties.
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