12/7/23

From holiday travel to presents under the tree, Christmas costs can add up fast. If you’re feeling strapped for cash, you might be considering a loan to get you through the season.

Christmas loans are a type of personal loan designed for holiday…

1. Your credit utilization changed

2. You missed a payment

3. Your credit limit decreased

4. You closed a credit card account

5. You paid off a loan

6. You recently applied for a credit card or loan

7. You opened a new line of credit

8. You recently expe…

FICO study: While credit scores empower users to secure loans or get better interest rates, some people view them almost like a test, and an “A” grade provides security.

SAN JOSE, Calif. – Global analytics software firm FICO released the results of a na…

Posted on March 2nd, 2023

Business Credit, sometimes referred to as Trade Credit, is credit that is established under abusiness’s name. Business credit permits a business owner to use their business credit profile and score for financing not their perso…

Posted on March 1st, 2023

As a consumer it is to your benefit to fully understand how credit works and every aspect of what is involved when you apply for any type of credit, including the major credit reporting agencies that hold your credit report fil…